Purchasing real estate in Vigo is becoming increasingly popular among foreigners and Europeans who want to live on the Atlantic coast or invest in the Galicia region. However, obtaining a mortgage in Spain can be a complex process, especially if you are not familiar with the local banking system and legal nuances. We offer full support when obtaining a mortgage loan in Vigo — from choosing a bank to signing the deal with a notary.

Why it is beneficial to get a mortgage in Spain

Mortgage rates in Spain remain attractive, and banks are willing to work with foreign buyers. In Galicia, including Vigo, property prices are lower than in Madrid or Barcelona, so a mortgage becomes an affordable tool for buying an apartment or house by the sea.

Advantages of a mortgage in Vigo:

• affordable interest rates;

• possibility of financing up to 60–70% of the property value for non-residents;

• long loan terms — up to 20–25 years;

• stable Spanish banking system.

How we help you get a mortgage in Vigo

We accompany clients at every stage of the loan process, making it as simple and transparent as possible.

1. Selection of bank and terms

We compare offers from Spanish banks and select the best terms depending on your income, citizenship, and type of property.

2. Preparation of documents

We help you compile a package of documents for the bank, including:

• tax returns,

• income statements,

• bank statements,

• employment documents,

• NIE and Spanish bank account.

3. Preliminary approval

We submit the documents to the bank and obtain preliminary approval, which gives you confidence before making a reservation or signing a private purchase agreement.

4. Property appraisal

We organize an official bank appraisal of the property (tasación), which is a mandatory part of the mortgage process in Spain.

5. Deal support

We accompany the client to the notary, check contracts, and ensure that all mortgage conditions are met.

Why choose us

• Experience with real estate and mortgages in Galicia.

• Full communication with Spanish banks.

• Consultations in Russian.

• Transparent terms of support.

Mortgage in Vigo for non-residents

We also work with clients who do not reside in Spain but want to buy property in Vigo for vacation or investment. Non-residents can expect financing up to 60–70% of the property value, provided they have a stable income and clear financial history.

Want to get a mortgage in Vigo?

We will help you go through the entire process quickly and stress-free.
Write to us, and we will tell you which banks currently offer the best terms and what documents you will need in your case.